Last Updated: June 2026
At VALLT Technologies, our mission is to help individuals and businesses better understand, manage, and grow their finances through intelligent financial tracking, analytics, budgeting tools, and AI-powered insights.
VALLT Technologies (“VALLT”, “we”, “our”, or “us”) is committed to respecting your privacy and protecting the information you provide when using our mobile application, website, and related services (collectively, the “Services”).
This Privacy Policy describes the types of information we collect, how we use it, how we store and protect it, and the choices available to you regarding your information when you use VALLT AI.
By creating an account or using our Services, you acknowledge that you have read and understood this Privacy Policy.
1. Personal Data We Collect
We collect personal information that you provide directly to us, information generated through your use of the Services, and information received from third-party providers that help us operate VALLT AI.
Account Information
When you create an account, we collect information associated with your account, including your name, email address, account type, country, currency preference, business information (where applicable), authentication credentials, and other profile information necessary to provide our Services.
Financial Information
VALLT AI is a financial management platform. As part of providing our Services, we collect information that you choose to enter into the application, including income records, expense records, transaction details, categories, payment methods, budgets, recurring bills, financial goals, and other financial data you submit.
Receipt Information
If you use receipt scanning features, we collect and process receipt images and information extracted from those receipts, including merchant names, dates, amounts, items purchased, and other transaction-related details. Receipt images may be processed using third-party technologies that assist in extracting text and transaction information.
AI Feature Information
When you use Ask VALLT, AI Insights, or other AI-powered features, we process information necessary to generate responses, recommendations, summaries, and analytics. This may include transaction history, budget information, account activity, and information you provide through prompts or questions submitted to the AI features.
We do not use your financial records to publicly identify you or disclose your personal financial information to other users.
Communications Information
If you contact us through email, support requests, feedback forms, social media channels, surveys, or other communication methods, we collect information contained within those communications, including your name, contact information, and the contents of your messages.
Usage Information
When you use VALLT AI, we automatically collect information about your interaction with the Services. This may include the pages you visit, features you use, actions you perform, session duration, timestamps, and other usage-related information.
Device Information
We collect information about the device used to access our Services, including device model, operating system version, application version, device identifiers, language settings, and diagnostic information necessary for security and performance monitoring.
Analytics Information
We may collect product analytics information to better understand how users interact with VALLT AI. This includes feature usage, engagement metrics, performance statistics, crash reports, and similar operational information that helps us improve the Services.
2. How We Use Personal Data
We do not sell your personal information.
We may share information with trusted service providers that assist us in operating the Services, including cloud hosting providers, authentication providers, analytics providers, artificial intelligence providers, storage providers, customer support providers, and other vendors that help us maintain and improve VALLT AI.
We may also disclose information if required by law, to respond to legal requests, to protect our rights and users, to prevent fraud or abuse, or in connection with a merger, acquisition, financing, or sale of business assets.
4. Data Retention
We retain personal information only for as long as necessary to provide our Services, fulfill legal obligations, resolve disputes, enforce agreements, maintain security, and support legitimate business operations.
Users may request deletion of their accounts and associated information. Certain records may be retained where required by law, for security purposes, or to comply with regulatory obligations.
5. Data Security
We implement administrative, technical, and organizational safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction.
These safeguards include encrypted communications, authentication controls, secure cloud infrastructure, access restrictions, and monitoring systems designed to maintain the security of our Services.
However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. AI Disclaimer
VALLT AI provides AI-generated responses, insights, recommendations, and summaries for informational purposes only.
AI-generated content may be incomplete, inaccurate, or outdated. Users should independently verify information before making financial, business, legal, accounting, tax, investment, or other significant decisions.
VALLT AI does not provide financial advice, legal advice, tax advice, accounting services, or investment recommendations.
7. Your Rights
Depending on your location and applicable law, you may have rights relating to your personal information, including rights to access, correct, update, delete, restrict, or export your information.
Requests regarding personal information may be submitted through our support channels.
8. Children’s Privacy
VALLT is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Updated versions will be posted on our website and within the Services. Continued use of VALLT after changes become effective constitutes acceptance of the revised Privacy Policy.
10. Contact Us
If you have questions regarding this Privacy Policy or our privacy practices, please contact:
VALLT Technologies
Email: contact@valltai.com
Website: https://valltai.com